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The recent housing crisis has had a significant impact on thousands of Americans. Homes are sitting on the market for much longer than in previous years and foreclosures are exponentially increasing. This third edition of Home Mortgage Law Primer is a useful reference for individuals wanting to understand the primary sources of real estate financing and the types of mortgage devices. In addition, the title contains information covering mortgage interest considerations (fixed and adjustable rate mortgages), discrimination, the Truth in Lending Act, as well as a start-to-finish outline of the mortgage process. Recent events in the housing market are outlined, illustrating illegal real estate finance practices and the housing market issues many are facing today.