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This edition reflects numerous developments in government regulation of private business activities for the protection of the public in light of developments such as the subprime mortgage crisis, the weaknesses of the Consumer Product Safety Commission, abuses by the issuers of credit cards, and the failure of holders of personal information to protect consumers against identity theft. Among the acts covered are the 2008 Consumer Product Safety Improvements Act and the 2009 Consumer Credit Accountability, Responsibility, and Disclosure Act. It addresses new and proposed federal regulations regarding the safety of children's toys, pet food products, swimming pool drains, and all-terrain vehicles.